If you have a limited credit history, a fair credit score, or have had difficulty being approved for a credit card, the Capital One® Platinum credit card is an easy choice to take a step in the right direction.Read More »
At one time, you were able to enjoy a price protection policy when shopping online at Amazon.com. That means that you would have received a refund of the price difference if an item had dropped within 7 – 30 days after making your purchase (if you asked for it). For consumer-oriented holidays, like Black Friday, Cyber Monday, and Memorial Day sales, you may have been able to take advantage of savings of as much of 10 – 50% off how much your item had originally sold for. Not too shabby, but Amazon did away with this perk commonly offered by retailers and credit card companies last spring.
If you have a damaged credit score or no credit history at all, it can be difficult to achieve your dreams of financial independence. Often, it can seem like banks and credit issuers structure their fees and interest rates to either prey on those with a shaky financial foundation, further exploiting those who may be already deep in debt. Finding a way to reestablish yourself with “credit repair credit cards” can be a slippery slope. After all, these cards typically feature high APRs, exorbitant fees, and hidden costs that may actually worsen the financial situation of the well-intentioned cardholder.Read More »
Use Spotify? If you’re one of the 50 million subscribers that use the popular streaming music service, there’s a new offer that might be music to your ears.
Recently, Spotify teamed up with Capital One, the first-ever partnership with a credit card company, to combine the best of both worlds: cash-back rewards on a subscription service you may already use. You can earn a staggering 50% back on your Spotify Premium subscription by using your Capital One® Quicksilver® Cash Rewards credit card and Capital One® QuicksilverOne® Cash Rewards credit card to make purchases. To sweeten the deal, cardholders still earn the normal 1.5% rewards rate for Quicksilver/QuicksilverOne on eligible purchases.Read More »
You’ve finally decided to open up a credit card account. The only problem is which one do you choose? To say it can be confusing to figure out which credit card is best for you is an understatement. After cutting through all the jargon and endless marketing, you may realize that a credit card is more than just a piece of plastic—it’s an opportunity to earn rewards and credit card perks, transfer balances, get cash back, and beyond!Read More »
Going to college? If so, the Journey® Student Rewards from Capital One® might be the perfect credit card for you. It not only offers an opportunity for students to establish their credit and build good spending habits but earns credit card perks like cash back rewards with no annual fee. While this credit card isn’t limited to students, it’s designed for those with minimal credit history or a low credit score. If you’re just getting introduced to responsible spending and plan to use your credit in the future for larger purchases (e.g. a mortgage), Journey® Student Rewards can give you the opportunity to achieve your financial goals.Read More »
Do you love to eat out frequently? Try new restaurants on a regular basis? If you consider yourself a foodie, you may want to consider picking out a credit card that rewards you every time you dine out. While you may know of credit cards that focus on giving you travel rewards or cash back for gas purchases, you should be aware that there are credit cards out there to enhance your dining experience by giving you rewards for eating out. In this article, we’ll take a look at several factors you should consider when looking for the right restaurant credit card as well as a list of some of the best credit cards to satiate your appetite for great rewards!Read More »
Travel often? The Capital One® Venture® Rewards credit card may just be what you’re looking for. Designed with frequent fliers in mind, this card offers a huge sign-up bonus, a high rewards rate, flexible redemption options, and no foreign transaction fee.Read More »
If you’re struggling with high-interest credit card debt, the last thing you may want to do is take out another credit card. But, there is a credit card that’s designed for those looking to repair credit and refinance credit card debt: the Chase Slate® card.Read More »
On average, Americans that actively use credit cards to make payments have 3 credit cards. Collectively, Americans make billions of credit card transactions – with good reason! Credit cards offer more secure forms of payment (try paying cash online!); credit card perks and benefits that can save you money on things like travel and price reductions; and, allow consumers to make payments, partial and full, at later dates. Plus, they build your credit score, which factors into how much lenders are willing to lend you or more favorable conditions when asking for a mortgage.Read More »